| Organize Your Documents:
If you are buying or refinancing a home then follow this checklist of items to expedite the process.
- If you are salaried: provide last two years W-2 and one full month of paystubs.
- If you are self-employed: provide last two years Federal Tax returns (All pages, but No State Returns needed).
- If you own rental property, please provide two years complete Federal Tax Returns.
- Provide two months most recent bank statements for each bank, stock and mutual fund account (all pages).
- Provide recent copies of any stock brokerage or IRA/401K accounts that you may have.
- Provide a copy of a full divorce decree, if applicable.
- If needing a Home Equity line or second, please provide a copy of the note on your first mortgage. This will normally be found in your prior closing loan documents.
- Copy of your Drivers License and if FHA loan, your Social Security Card.
|
|